PRIVATE CREDIT CONSULTING

PRIVATE CREDIT CONSULTING

Transparent pricing. Personalized strategy.

Transparent pricing. Personalized strategy.

Every credit profile is unique. We begin with a free private Zoom consultation to review your goals, explain our process, and determine whether our program is the right fit before you spend a dollar.

Every credit profile is unique. We begin with a free private Zoom consultation to review your goals, explain our process, and determine whether our program is the right fit before you spend a dollar.

CREDIT REPAIR PROGRAM

$250.00

One-Time Payment

+ $29.99/month

Required Credit Monitoring
(Paid separately by you)

✓ Free Zoom Consultation
✓ Up to 3 Dispute Rounds
✓ 30 - 35 Days Per Round
✓ Up to 100 Days of Service
✓ Personalized Dispute Strategy
✓ Progress Reviews
✓ 100-Day Money Back Guarantee

Book Consultation ›

We never receive the monitoring payment.

Book Your Free Consultation

✓ No payment required

✓ No payment required

OUR PROCESS

A Simple, Proven Process

01

Book Your Free Consultation

02

Review Your Credit Report

03

Enroll & Get Started

04

Round 1 · 30–35 Days

05

Round 2 · 30–35 Days

06

Round 3 · 30–35 Days

07

Next Steps

WHAT’S INCLUDED

Everything Included in Your $250 Program

Everything you need to improve, optimize, and better understand your credit profile.

Everything you need to improve, optimize, and better understand your credit profile.

Credit Coaching

One-on-one guidance to help you understand your credit and make smarter financial decisions.

Credit Analysis

A detailed review of your three-bureau credit report to identify opportunities for improvement.

Credit Disputes

Up to three rounds of strategic disputes targeting inaccurate, incomplete, or unverifiable items.

Credit Builders

Personalized recommendations for products and habits that help strengthen your credit profile.

Tradeline Recommendations

Exclusive access to qualified Authorized User Tradeline opportunities when appropriate for your profile.

Priority Support

Direct communication throughout your program with progress updates and guidance every step of the way.

REQUIRED CREDIT MONITORING

Stay Informed. Stay Protected.

A monthly credit monitoring subscription is required so we can review your three-bureau reports and monitor your progress.

Accepted services: IdentityIQ or SmartCredit

$29.99/month — paid directly to the monitoring provider.

OUR 100-DAY GUARANTEE

Your progress, protected.

If no negative items are removed during your first 100 days, we refund your service fee.

To qualify:
✓ Keep monitoring active
✓ No new negative accounts
✓ Complete all requested documentation

MARTY MALVATAAN — CREDIT CONSULTANT

© 2026 Marty Malvataan. Credit education and consulting services. Results vary by individual credit profile.