AUTHORIZED USER TRADELINES
Strengthen Your Credit Profile With Seasoned Tradelines.
Explore authorized user tradeline options designed to add established account history to your credit profile. Every credit situation is different, so I’ll help you understand whether a tradeline makes sense for your specific goals.
AUTHORIZED USER STATUS
Seasoned Account History
8 Years
Account Age
$25,000
Credit Limit
12%
Utilization
30–45 Days
Reporting Window
UNDERSTANDING TRADELINES
What Is an Authorized User Tradeline?
An authorized user tradeline is an established credit card account where another person is added as an authorized user. Depending on the card issuer and reporting practices, the account history may appear on the authorized user’s credit report.
PROFILE SUPPORT
Add Established Credit History to Your Profile.
01
ACCOUNT AGE
An established tradeline may add seasoned account history to a credit profile.
02
CREDIT LIMIT
Tradelines can add additional reported revolving credit limits depending on the selected account.
03
CREDIT UTILIZATION
Additional available revolving credit may affect overall reported utilization depending on the consumer’s existing profile.
04
CREDIT PROFILE SUPPORT
A seasoned revolving account can become another component of the consumer’s overall credit profile.
UNDERSTANDING TRADELINES
What Is an Authorized User Tradeline?
An authorized user tradeline is an established credit card account where another person is added as an authorized user. Depending on the card issuer and reporting practices, the account history may appear on the authorized user’s credit report.