A Personalized Strategy for Every Credit Report

CREDIT CONSULTANT & STRATEGIST

Credit Report Analysis

Thorough review to identify inaccuracy and opportunity.

Credit Coaching

Personal guidance for smarter credit decisions.

Credit Dispute Services

Strategic challenges to outdated negative items.

Profile Optimization

Practical strategy to strengthen your profile.

Authorized User Tradelines

Leverage positive history to build your profile.

Every credit report is different, so every client receives a customized credit repair plan based on their unique situation. I work with all types of negative items, including inquiries, late payments, charge-offs, collections, repossessions, foreclosures, student loans, medical bills, and bankruptcies.

You’ll also receive personalized credit coaching throughout the process, with practical guidance to help improve your credit habits and strengthen your credit profile while your repair plan is underway.

MARTY MALVATAAN — CREDIT CONSULTANT

© 2026 Marty Malvataan. Credit education and consulting services. Results vary by individual credit profile.